Identify, assess, and mitigate risks across all business units
NPL Exceeds OJK Threshold
BPR Yaspis • Owner: Risk Committee
Honda Price War Competition
Honda Dealer • Owner: Sales Director
Data Breach Risk
All BUs • Owner: IT Security
NPL Ratio
BPR
3.2%
Threshold: 5%
Inventory Days
Honda
45days
Threshold: 60days
QC Reject Rate
Cat
1.8%
Threshold: 2%
Hotel Occupancy
Hotel
68%
Threshold: 75%
Cash Ratio
Holding
1.45x
Threshold: 1x
Debt Service Coverage
Holding
2.1x
Threshold: 1.5x