BPR

Bank BPR Yaspis

Core banking operations · POJK 33/2018 compliant · OJK NPL limit 5%

Loan Management

Loans

Kelola kredit, outstanding, & collection flow

New Loan Application

Apply

9-step origination: SLIK, DSR/LTV, survey, committee

KYC Verification

KYC

Customer verification & Dukcapil document checking

NPL Management

Risk

Collectibility & CKPN per POJK 33/2018 · OJK 5% limit

Collection Workflow

Collection

Past-due aging bucket · prioritized collection actions

APOLO Report (BI)

Regulatory

Monthly banking report · sektor ekonomi · CAR · NPL